The Loan Officer is responsible for developing, underwriting, closing and collecting all types of loans by performing the following duties and responsibilities:
Develop new and maintain existing customer relationships in accordance with bank goals
Build and maintain a quality loan portfolio in conformity with bank policies and banking regulations
Originate, underwrite and close commercial, residential real estate, home equity, construction and consumer loans.
Make credit decisions to approve or deny loan requests within lending authority.
Schedule loan closings and explain loan documents, terms and conditions with borrower.
Service loan portfolio including collections, future maturities, document exceptions, etc.
Work closely with Loan Operations to ensure the loan process is completed accurately and timely.
Support branch operations as needed
Maintain thorough knowledge of Bank’s products and services and cross-sell the same products and services.
Other duties as assigned.
Requirements for the qualified candidate includes the following:
Two- or four-year college degree preferred.
Lending experience preferred.
Credit Insurance license.
Proficient in Microsoft Office programs.
Excellent customer service skills and work ethic.
Strong written and verbal communication skills.
Strong attention to detail and organizational skills.
Close branch two nights a week and ability to work a Saturday rotation.
Legacy Bank offers an attractive benefits package:
Medical, dental and vision insurance
Flexible Spending Accounts
Company-paid Group Life insurance
Voluntary Life insurance for employee, spouse and children
Company-paid short and long-term Disability insurance
401(k) with Company Match
Legacy Bank is an Equal Opportunity Employer
About Legacy Bank
In our 125-year history, the Iowa Bankers Association (IBA) has been dedicated to serving Iowa banks and their employees. As the voice of Iowa’s banking industry, the Association serves more than 95 percent of banks and savings institutions in the state. The IBA and our affiliate companies – Iowa Bankers Insurance and Services, Inc. and Iowa Bankers Mortgage Corporation – provide services that allow banks to better serve their communities and the state of Iowa. The Association contributes to the success of Iowa banks by providing legislative representation, education and training opportunities, regulatory compliance assistance and a host of other services. Member banks also benefit from the insurance and mortgage and securities brokerage services offered by Iowa Bankers.